Choose Your Own Resolution

Happy 2017! I’ve always been leery of New Year’s Resolutions—I say if you want to make a resolution to better yourself or your situation in some way, just start immediately. Nevertheless, we’ve always enjoyed marking arbitrary points in time as a society, so in that spirit I will have the same generic resolution I have every year: I resolve to Continue Reading

Health Insurance 101

The topic of health insurance can get anyone’s heart rate up these days and when it comes to actually picking a plan the options may be overwhelming. The future is a mystery; you don’t know whether you’ll break a bone or be hospitalized with the flu. But if you take the time to understand the basics of health insurance, it will be easier to choose Continue Reading

Maximizing the Benefits of a Health Savings Account

A lot of employers now offer high-deductible health insurance plans with a Health Savings Account option. Health Savings Accounts (HSAs) are meant to be a vehicle for you to use pre-tax money to cover higher out-of-pocket costs associated with the lower premium plan. As an individual, you can contribute up to $3,350 ($6,650 for families) to a HSA Continue Reading

An Overlooked Area of Planning

Long-term disability insurance is one of the most overlooked aspects of planning amongst young investors. After all, it can get pretty expensive and we young folk tend to think we’re invincible. Personally, it would have to be a catastrophic injury to prevent me from doing my job—as long as my mind stays functional, I’ll be just fine (please keep Continue Reading

Solving for Life Insurance

The need for life insurance is an easier problem to solve than you may think, and I’m going to break it down for you here. First, I want to touch briefly on why you don’t need to consider anything but term life insurance. With term life insurance, you pay a premium to guarantee a death benefit if you die within a specified term (often 10-30 Continue Reading